3pm - 7pm

BNM’s Fund for SMEs : Targeted Relief and Recovery Facility (TRRF)

Share on facebook
Share on twitter


Provide relief and support recovery for SMEs in the services sector affected by reintroduction of containment measures since June 2020

Features of Targeted Relief and Recovery Facility (TRRF)

Eligibility criteria : 

  • SMEs* in services sector affected by the reintroduction of COVID-19 containment measures since June 2020 (except tourism-related subsectors), such as:

a) Personal services (e.g. repair of computers / household goods, laundry,hairdressing, beauty)

b) Food and beverage service activities

c) Human health and social work activities

d) Arts, entertainment and recreation

e) Wholesale and retail trade

f) Business services (e.g. Professional, scientific and technical activities;administrative and support service activities)

Note: Recipients of Special Relief Facility (SRF), PENJANA SME Financing (PSF) and PENJANA Tourism Financing (PTF) are not eligible for the TRRF

Purpose of financing : Working capital only

Financing size: 

  • SME: Up to RM500k per SME
  • Micro enterprise: Up to RM75k per micro enterprise

Note: The above is applicable for companies for SMEs with common shareholders of > 20% shareholding

Financing rate to SMEs : Up to 3.5% p.a., inclusive of guarantee fee

Tenure : Up tp 7 years including repayment moratorium of at least 6 months 

Guarantee coverage:

• SMEs: 80% (0.5% guarantee fee);

• Micro enterprises: 90% (0.5% guarantee fee).

PFIs can obtain guarantee coverage from the Credit Guarantee Corporation Malaysia Berhad (CGC) / Syarikat Jaminan Pembiayaan Perniagaan (SJPP).

Application procedure: Submit application directly to the Participating Financial Institutions (PFIs) and approval will be subject to the credit assessment of PFIs

Availability : Until 31 Dec 2021 or full utilisation (whichever is earlier)

For more information: 

  •  Contact the PFI’s customer service centre
  • Log on to PFIs website
  • BNM eLINK : https//


Terkini | Popular